Credit Report of 3 Credit Bureaus

Whenever you need to check out your credit report, you should access the credit report of 3 credit bureaus - not just one of them.  Experian, Equifax and Callcredit - the UK credit reporting bureaus - will not necessarily hold identical information about your credit history on their credit files. The businesses that use credit bureaus may use all or just one or two of them to run their financial checks on you before agreeing a loan, the rental on an apartment or a mortgage.

Whatever your interest in checking your report, you should use all 3 credit bureaus. You might be interested in applying for a mortgage or a car loan, or you may already have been refused credit. You may wish to improve your credit rating or be concerned about identity theft. No matter. If you want to do things properly you need to check out all the facts currently held on file about your financial dealings, and you will only get 100% coverage of that by accessing data about you held in the credit report of all 3 credit bureaus.